MINI FINANCIAL SERVICES
It only makes sense that a car with so many customizable options gives you equally flexible ways to pay. MINI Financial Services helps you find the lease option, payment plan or additional coverage program that works best so you can start motoring. Our
finance department is here to help you explore your finance options.
SHOULD I LEASE OR BUY MY MINI?
Sometimes it’s hard to make the decision to lease a MINI Cooper or buy the ride of a lifetime. To help you make the decision easier, here are a few basic thoughts to help you make up your mind.
| LEASE | BUY |
If you plan on keeping your MINI... | 3 years or less | More than 3 years |
If you drive... | Under 10,000 miles/year | Over 10,000 miles/year |
If you tend to... | Get bored with cars easily | Get very attached to your car |
If you want... | The lowest possible monthly payments | To own your MINI after a few years |
If you accessorize and customize your car with... | The occasional ornament hung from the rearview | Graphics, new rims, and a rear spoiler |
If your start getting nervous... | After the 4-year manufacturer warranty expires | When it comes to lease-end inspection and paperwork |
If you think the tax advantages of leasing a car are... | Very important | Not something to be concerned with |
WHAT SORT OF PAYMENT PLANS DOES MINI OFFER?
MINI Financial Services offers three easy ways to finance your next MINI. These include; EASYPAY, ULTIMATEPAY, and PAPERLESS. If you already own a MINI, head to the Owners? Lounge to set up your preferred method of payment for your MINI Financial Services account.
EASYPAY – Set-up automatic, recurring monthly payments, so you can concentrate on motoring instead of writing checks and finding stamps.
ULTIMATEPAY- If you know you’ll be traveling, use UltimatePay to schedule a one-time payment to be made on a specific date.
PAPERLESS – This tree-friendly option delivers an email letting you know when your Account Statement is posted online.
MINI LEASE PROGRAMS
The MINI you want. When you want it. When you lease, you pay only for the MINI you use during the lease. With an overall financial commitment and come of the industry’s most competitive leasing programs, MINI Financial Services helps you save money. You will be able to drive home in the MINI of your dreams, with all the options and accessories you want.
THE MOTORING LEASE
Want to drive your MINI 5,000 miles? 50,000? 500,000? The Motoring Lease might be the ideal option for you. With the Motoring Lease, you tell us how many miles you’d like to lease your MINI for, and we’ll come up with a plan that fits your specific needs. Plus, since leasing doesn’t require the same cash commitment as other options, you could use the money and miles you have on hand to break in your new MINI on a cross-country jaunt.
THE TRADITIONAL LEASE
One of the best things about this lease is the flexibility it provides. If, at the end of your lease, you’re bored of your first MINI’s color or just feel like it’s time to start seeing other MINIs – no problem. You can even structure your lease according to your individual needs. If you have a limited down payment or no trade-in, leasing allows you to motor with reasonable monthly payments.
MILEAGE ADJUSTMENT PROGRAM
In a MINI, it’s easy to lose track of the miles. That’s why our Mileage Adjustment Program helps you avoid lease-end excess-mileage charges without obsessing over the odometer.
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- You can buy up to 100,000 miles, including the amount of miles at lease inception.
- Additional miles can be purchased at any point up until the vehicle is returned.
- Vehicles returned with over 100,000 are billed at the standard lease end rate.
